Coming early 2026
2026 State of
Document Fraud
How deepfakes, template marketplaces, and human-AI collaboration are defining the next era of detection
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What’s inside the report
The 2026 State of Document Fraud Report is broken into four chapters and built on three foundations: detection data from the Inscribe network, a survey of 90 fraud and risk leaders, and in-depth interviews with practitioners on the front lines.
1. By the Numbers
Where document fraud is concentrated today: What document types carry the highest risk? Which bank statement formats are most frequently targeted? And the gap between what fraud teams are worried about and where the data says the risk actually lives.
2. The AI Arms Race
How generative AI is changing the game for both sides, including the rise of deepfake documents (both AI-generated and AI-edited). The template store economy that's industrialized fraud. And how forward-thinking teams are deploying AI to fight back.
3. The Cost of Inaction
Why legacy approaches are breaking down, from the operational burden of manual review to the hidden problem of first-party fraud. And why speed-to-decision has become a competitive advantage for customer experience and fraud prevention.
4. Winning Strategies
What the most effective fraud teams are doing differently. The human-AI partnership that's emerging as the new standard, and the power of community collaboration in a world where fraudsters share tactics instantly.
Featured in this report
This report features candid perspectives from fraud fighters at organizations including:
Frank McKenna
Point Predictive
Jen Lamont, CBSAP, CFE
ACU
Angela Diaz, CRMP
Discover
Anurag Puranik
Coast
Matt Overin
Logix FCU
Hailey Windham, CFCS
CU Fight Fraud
Michelle Prohaska, NCCO, NCRM, CRCM
Nymbus
Michael Coomer
BHG Financial
Ronan Burke
Inscribe AI
About Inscribe
Inscribe helps banks, credit unions, and lenders catch fake documents, the fastest-growing form of financial crime. Fraudsters now use AI to create deepfakes and sophisticated forgeries faster than most defenses can react, leaving risk teams struggling to keep up. Our agentic AI is trained on millions of authentic financial documents and battle-tested against the latest fraud tactics.
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