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Join leading lenders staying ahead of document fraud

Bluevine, Ramp, and Viva Finance use Inscribe to reduce document review time by more than 90%, prevent millions in fraud losses, and accelerate approvals without increasing risk.

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Why lenders choose Inscribe

Stay ahead of evolving document fraud without slowing approvals.

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Built for underwriting workflows

Designed for the financial documents lenders rely on every day, Inscribe detects sophisticated manipulation before fraudulent applications reach underwriting or funding.

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Accelerate approvals

Surface the evidence that matters most so underwriters can confidently distinguish legitimate applicants from fraudulent ones and keep applications moving.

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Higher detection accuracy

Inscribe combines forensic, semantic, perceptual, network, and customer-level analysis to uncover fraud that other document fraud platforms miss.

A multi-layered approach to fast-evolving document fraud

Every document is analyzed using multiple detection methods at once, each contributing a different layer of evidence. Together, they uncover what other platforms miss and produce a single, easy-to-understand risk level your team can act on.

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Forensic detection

Forensic analysis reviews fonts, metadata, and file history to detect inconsistencies that can indicate document manipulation.

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Network intelligence

Network signals identify reused templates, recycled layouts, and repeat fraud patterns by comparing documents against millions of real-world applications.

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Semantic inconsistencies

Semantic understanding analyzes what a document says, not just how it looks, to uncover contradictions and inconsistencies in its content.

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Perceptual detection

Perceptual analysis examines documents at the pixel level to detect edits and visual inconsistencies that can evade manual review.

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Custom insights

Custom insights are defined by your team and aligned to your SOPs, flagging unusual spending behavior and other risk indicators unique to your review process.

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Public data

Public data enriches each applicant profile with identity, business, and address verification, surfacing risks that exist beyond the document itself.

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Everything lenders need to detect document fraud and assess risk

Inscribe combines fraud detection, document processing, and additional intelligence into a single platform, helping lenders uncover hidden risk and make faster, more informed decisions.

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Fraud detection

Detect manipulated and fraudulent documents, including bank statements, pay stubs, and tax forms.

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Classification

Automatically identify document types and formats to route, process, and analyze them correctly.

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Parsing

Extract structured data from documents — from basic fields to detailed transactions.

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Verification

Validate document authenticity and consistency using internal checks and external signals.

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Customer-level analysis

Connect the dots across documents to assess risk at the customer level, not just per document.

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Cashflow insights

Analyze income, spending patterns, and financial behavior to surface risk signals beyond the document itself.

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Configurability

Adapt detection and decisioning to your workflows, risk tolerance, and specific use cases.

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Assistant

Accelerate investigations with a co-pilot that surfaces insights, explains results, and helps your team take action faster.

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Collect

Request and gather documents directly from applicants with a streamlined, secure collection experience.

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Focused on the workflows where document fraud hits hardest

Underwriting

Catch altered bank statements, fabricated pay stubs, and AI-generated documents before a loan is approved. Inscribe helps underwriting teams stop fraud without slowing down legitimate applicants.

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Bank statements
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Pay stubs
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Tax forms
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Financial statements
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Credit card statements
Account opening (KYC/KYB)

Verify business legitimacy and prevent fraudulent accounts by analyzing documents and enriching every application with trusted identity and business data, so your team can approve with confidence.

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Driving licenses
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Social security cards
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Business filings
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Utility bills
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Tax forms
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Bank statements
Bank account verification

Confirm account details before funds go out by detecting modified account numbers and fabricated bank statements before they cause misdirected transfers or disbursements.

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Bank statements
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Utility bills
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Pay stubs
Other workflows

Catch document fraud across every workflow where banks, credit unions, lenders, and fintechs use documents to establish trust, verify identity, or make important decisions.

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Invoices
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Benefits statements
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Lease agreements
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Investment statements
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Financial statements

Works with the platforms you already rely on

Inscribe integrates directly into the platforms your team already uses, including loan origination systems, orchestration platforms, and the rest of your tech stack. Connect via API or a partner integration while keeping engineering overhead low.

Plaid
Alloy
Taktile
AWS
Amount
+ more via API

The impact of missed fraud

Fraudulent documents don't just create losses — they fund organized fraud rings and, in some cases, far more serious crimes. AI is making these operations faster and harder to stop.

Our 2026 report covers the latest trends, the impact behind document fraud, and how fraud fighters are staying ahead.

2026 State of Document Fraud report

Want to see what’s hiding in your applicant documents?

Book a demo and we'll share more about our complimentary document fraud audit.

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FAQs

What is Inscribe’s agentic AI for lenders?
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Inscribe is a document fraud detection and risk analysis platform built for consumer and business lenders. It helps lending teams detect altered and AI-generated documents, reduce manual review, and make faster, more confident underwriting and funding decisions.

How does Inscribe help lenders detect document fraud?
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Inscribe analyzes loan application documents to uncover subtle signs of manipulation, reused templates, and AI-generated fakes. By combining document analysis with application context and external data, Inscribe helps lenders catch fraud that manual review and traditional tools often miss.

What lending workflows does Inscribe support?
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Inscribe supports key lending workflows across consumer and business lending, including underwriting, income and cash flow verification, bank statement review, exception handling, and fraud investigations during the application process.

How does Inscribe reduce manual document review for lenders?
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Inscribe automates repetitive tasks like document parsing, classification, and verification. This significantly reduces the time underwriters and analysts spend reviewing documents, helping lenders scale volume without increasing headcount.

Can Inscribe verify income and cash flow for lending decisions?
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Yes. Inscribe reviews pay stubs, bank statements, tax documents, and supporting files to confirm stated income and assess cash flow consistency. It also flags discrepancies or unusual patterns that may indicate higher risk.

How does Inscribe help with exception and exclusion handling?
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When applications trigger alerts or fall outside policy thresholds, Inscribe provides clearer context by connecting document findings with application details and external signals. This helps lenders resolve exceptions faster and document decisions consistently.

What types of fraud can Inscribe detect in lending?
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Inscribe helps detect forged and altered documents, manipulated income statements, fake bank statements, synthetic identities, reused document templates, and coordinated fraud patterns commonly seen in lending workflows.

Does Inscribe explain why an application is flagged?
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Yes. Inscribe provides plain-language explanations that show what looks suspicious and why. These explanations help underwriting, risk, and compliance teams make defensible decisions and maintain clear documentation.

Is Inscribe suitable for regulated lending environments?
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Yes. Inscribe is built for regulated financial services and supports fair, consistent, and explainable decisioning. It helps lenders meet compliance expectations while reducing operational burden.

How quickly can lenders implement Inscribe?
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Inscribe is designed for rapid deployment and integrates into existing lending workflows. Most lenders can begin seeing value quickly without long implementation timelines.

What impact does Inscribe have on ROI for lenders?
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By reducing manual review time, speeding up underwriting, and preventing fraud losses, Inscribe delivers measurable ROI. Lenders use Inscribe to improve efficiency, reduce risk, and protect revenue as application volumes grow.

How does Inscribe handle data security and privacy?
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Inscribe is SOC 2 and ISO 27001 certified and designed to meet financial services security standards. All data is encrypted and securely stored, and personally identifiable information is never shared with external models.

What support does Inscribe provide to lenders?
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Inscribe provides onboarding, training, customer success, and ongoing risk consultation to help lending teams deploy quickly and continuously improve outcomes as fraud evolves.

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